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IDFC First Bank Credit Card Promo Codes & Coupons July 2026

As of July 2026, IDFC First Bank Credit Card has 15 active offers: 0 coupon codes and 15 deals, updated daily. Pick a working IDFC First Bank Credit Card promo code and save on your next order.

🔥 Top IDFC First Bank Credit Card Discount Codes for July 12, 2026

Up to
10%
OFF
Health and Wellness Offers: Up to 10% Off Services

Avail up to 10% discount on health and wellness services. This includes various clinics and diagnostic centers.

10%
OFF
Diwali Special: 10% Cashback on Select Shopping

During the Diwali season, cardholders get 10% cashback on purchases from specified merchants. Terms and conditions apply to this seasonal offer.

10%
OFF
Flat 10% Off Flipkart Bank Offer for Cardholders

Cardholders receive an instant 10% discount on Flipkart purchases. This offer applies to selected categories during promotional periods.

Expires Aug 16, 2026
15%
OFF
Travel Savings: MakeMyTrip Offer on Flight Bookings

Utilize special offers on flight bookings made via MakeMyTrip. This includes discounts or cashback for card users.

50%
OFF
Reward Points Redemption for Vouchers and More

Redeem accumulated reward points for various vouchers. Points can be exchanged for gift cards from partner brands.

10%
OFF
10% Off Swiggy Food Delivery for All Cardholders

Get an instant 10% discount on all food deliveries from Swiggy. This is valid for payments made using an IDFC FIRST Bank card.

Expires Aug 19, 2026
Free Shipping
Free Shipping Over ₹500 on BigBasket Deliveries

Enjoy free delivery on BigBasket grocery orders exceeding ₹500. This benefit is available to all IDFC FIRST Bank cardholders.

Free Gift
Amazon Gift Card Offer for New Millennia Card

New applicants for the Millennia Credit Card can receive an Amazon gift card. This welcome offer is activated upon card issuance.

12%
OFF
12% Cashback on First Transaction for New Card Users

New credit card users get a 12% cashback on their first transaction. A minimum spend may be required to qualify for this offer.

Up to
15%
OFF
Myntra Discounts Up to 15% on All Fashion Orders

Get up to a 15% discount on Myntra fashion and apparel. This offer is valid for all IDFC FIRST Bank credit card users.

30%
OFF
Fuel Surcharge Waiver on Card Payments Across India

Cardholders receive a waiver on fuel surcharges at petrol pumps nationwide. This benefit applies to transactions within specified limits.

Under ₹999
Under ₹999: Dining Delights Offers with Your Card

Access special dining offers with prices below ₹999 at partner restaurants. This provides budget-friendly meal options for cardholders.

Up to
15%
OFF
Up to 15% Discount on Zomato Food Orders

Receive up to a 15% discount when ordering food from Zomato. This offer is applicable on a minimum order value.

Expires Aug 01, 2026
Buy 1 Get 1
Buy 1 Get 1 Movie Ticket Offer on BookMyShow

Users can avail a 'Buy One Get One Free' deal on movie tickets via BookMyShow. This is valid on specific days for cardholders.

5%
OFF
Blinkit Grocery Orders Get 5% Cashback on Payments

Receive 5% cashback on your grocery orders placed through Blinkit. This applies to payments made using your IDFC FIRST Bank card.

Customer Reviews

4.3
Average Rating
3
Total Reviews
Bikramphukan phukan
★★★★☆
1 month ago

Good value, nice discounts

I applied for the Millennia Credit Card because of the lifetime free offer. Got a decent welcome offer cashback on my first transaction too. The 10% instant discount on Flipkart during their sale felt like a real saving. Definitely worth it for a budget-conscious person like me.

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Chris Usigbe
★★★★★
1 month ago

Smooth application, quick approval

Applied for the Select Credit Card. Online application was easy. Approval was quick. Customer service was helpful when I called about activation.

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Shakthi Ganesan
★★★★☆
1 month ago

Decent card, some room for improvement

I got the FIRST Power Plus Credit Card mainly for the fuel surcharge waiver, which works well. The application process online was fairly smooth, took about 5 days for approval. The rewards points system is okay, but redeeming them for vouchers felt a little cumbersome on the app. It's a solid card for everyday use, just wished the app redemption was more straightforward.

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IDFC First Bank Credit Card Community Discussion

Share tips, ask questions & help fellow shoppers save more

C
Cober
1 week ago

Quick question about the airport lounge access with these cards. Is it like, every lounge, or just specific ones? And how many times can you use it?

T Tunisha Singh 1 week ago
Nah, not every lounge, it's usually specific domestic and sometimes international ones via Priority Pass or something. You gotta check your specific card type and their list. My Select card gives me 4 free domestic visits per quarter.
1
J Jenica Hammett 1 week ago
It's not unlimited, for sure. My dad's Wealth card has more lounge access than my basic one. Check their site, it lists the details for each card. It's usually a set number of visits per quarter or year.
1
2 Responses (2)
T
The Castle Craft Company
1 month ago

Hey guys, thinking about getting an IDFC First card, specifically the Millennia. Is the welcome offer cashback actually good or just small print stuff?

A Anwaar Ul Haq 1 month ago
Yeah, it's pretty decent. Got mine last month and the cashback hit my account within a couple of weeks after meeting the spend target. It's not a huge amount but definitely noticeable.
2
P psrcomplianceseo 1 month ago
I think it varies a bit depending on the ongoing offer. My friend got an Amazon gift card instead of direct cashback, but it was still a solid bonus. Just check what the current offer is when you apply.
1
0 Responses (2)

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